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Why Study at Sheffield Hallam University?

Why Study at Sheffield Hallam University?

 

As the UK’s 5th largest city, Sheffield is a popular choice of university for both UK and international students.  It has a bustling nightlife with around 70 venues for gigs and many festivals which are enjoyed by the city’s resident student population of 60,000.  Apart from evening entertainment, Sheffield boasts top-class sports facilities as well as a wide range of shopping facilities.  Although it has a reputation as an industrial city (notably for the manufacture of stainless steel), the city is made up of 60% greenery and is within easy access of the beauty of the Peak District.

What student loans are available to study there?

The tuition fees for UK and EU students are £9,250 per year and £13,250 for international students.  UK and EU undergraduates are eligible for a loan from the Student Loan Company, and this money is paid directly to the university on their behalf.

To cover their living costs, they’re also entitled to a separate loan.  The amount they receive depends on their household income, so parents might be expected to make a financial contribution.  The sum they receive as a maintenance loan is a maximum of £8,700 per year (paid in 3 termly instalments).

These loans don’t have to be repaid until the April after they graduate (if they’re employed), but only if they’re earning over the threshold of £25,000 per year.

According to the NatWest student living index (2017), Sheffield is in the top 10 of the cheapest cities to live in the UK.  Despite this, it’s often difficult for undergraduates to make their loan last for the whole term.  For this reason, many undergraduates take on a part-time job to help them supplement their student financing package.  In an emergency, they can also borrow money on demand from Cashfloat direct lender until they receive the next instalment of their student loan.

What support is available from Sheffield Hallam University?

For many university students, the first year at university is often the worse.  Not only are they trying to cope with an unfamiliar environment and get used to how different higher education is to school, but they might be suffering from feelings of homesickness too.  For many students, it’s also the first time that they’ve had to be responsible for managing their own money.  Sometimes when they receive their first loan payment, it might be a temptation to blow it all in one mad spending spree.  For this reason, the Students’ Union Advice Centre is there to offer emotional support and practical advice about everything from future careers to drawing up a budget.

If undergraduates have financial difficulties coping with their student loans, Sheffield Hallam University has a separate £5 million fund which it awards to students in need in the form of additional funding and/or scholarships.  It’s often a good idea for students to find out if they’re eligible for extra funding when they attend an open day at the university and before they make an official application to … Read More..

What exactly is a push present?

What exactly is a push present?

The push present is something that has grown in popularity, not only among the rich and famous, but with many couples who have welcomed a new baby. This article looks at the push present and asks what would make the ideal gift for a new mother.

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Why have push presents become popular?

Welcoming a new addition to the family is something to celebrate and a push present is a way to mark this important life event. A push present is also a nice way for a partner to recognise everything the new mother has experienced, from morning sickness and the discomfort of the final trimester to the joys of labour! While they may be primarily associated with celebrities and royalty, the push present is actually becoming an increasingly common way in which a partner can express his or her gratitude to the mother of their new-born child.

What is the best push present for a new mother?

Of course, as with any occasion, the best present to choose depends upon the recipient. Some celebrities might flaunt their flashy new sportscar or £1m+ ‘rock’, but you really don’t have to spend a fortune to find something meaningful and timeless. Jewellery is a good choice, as you can find a piece to suit most budgets and it can provide a wonderful and treasured keepsake that may even become a family heirloom that can be passed on to a daughter or future daughter-in-law.

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We all know that diamond engagement rings are a popular choice to mark that special occasion, but diamonds can also be a particularly good choice for a push present. They are classic and something the recipient will cherish. Buying diamond engagement rings online from a reputable retailer can get you a wonderful piece without spending a fortune and, equally, searching for a push present online can lead you to the perfect piece at the right price.

The birth of a child is an exciting time and a very special occasion for the whole family. The right push present can show the woman you love just how much you appreciate all that she has been through over the past few months as she nurtured your new addition. Fortunately, you don’t have to be a millionaire to buy something that fittingly marks the pregnancy and birth.… Read More..

Autumn Styles to Look Out for 2018

Autumn Styles to Look Out for 2018

 

As spring arrives the lighter clothes can come out and the thick coats stored away, which usually gets you in the mood for the autumn that will eventually arrive. As easy as buying shorts and t-shirts are, there are a few more styles to consider when the summer comes. Here are a few inspiration pieces to get you started for the good weather.

 

Oversized Denim Jackets

Denim jackets work all year round, but the autumn is when they truly shine. Oversized, in a light wash works perfectly with a pair of slim or skinny jeans in a black. The slim fit helps highlight the jacket and overall hints to a casual look for warm summer evenings. Denim jackets are essential for any wardrobe, you can buy a brand new one and get at least a few years use out of it or alternatively, buy a second-hand retro jacket which only adds to the look.

 

Bracelets

Noticed in a lot of designer magazines and online, an abundance of bracelets being worn. For both men and women, it’s a style idea for autumn when shorter sleeves are the likely choice. Picking out a bunch of bracelets to wear simultaneously is the style to go for and going more of a miss-match of styles adds to the look. Leather, gold, silver and even fabric bracelets are an onset trend for the autumn but just watch out for bad tan lines if you’re going to try it for a few days in a row whilst the suns out.

 

Streetwear

The urban style has been getting bigger over the last year and street will be a must over the summer months. A fashion tracksuit will work all year round and for the colder and cloudy days of the autumn months, it helps to have alternatives to shorts and t-shirts. Streetwear isn’t limited to joggers and hoodies though, it’s all about fitted casual clothing with strong branding. Picking out a trucker hats to match up with some skinny jeans and a t-shirt shows off an intentional look.

 

Jumpsuits

A lot of catwalks and early previews are showing jumpsuits are coming back on trend with a slight twist. Majority of the jumpsuit previews are a looser more relaxed fit, pastel colours are also noticed with most of the early lines. Over the year’s jumpsuits have been a tailored fit and used for “dressy” occasions, it seems now that they will be more popular for daily routines and being comfier

 

It’s still early to point out all the trends that will come up for the summer, but these four mention styles are already hitting the autumn ranges in stores and will likely be noticeable choices to go for.… Read More..

Savvy Shopping Tips for The Autumn/Winter Seasons

Savvy Shopping Tips for The Autumn/Winter Seasons

 

The colder seasons of the year tend to cost more than the warmer, not only do you find yourself buying new clothes for winter but with Christmas and other holidays around, they seem to be the seasons of consistent spending. To avoid rolling yourself into debt or temptation to spend a lot over the seasons, here’s a look at four savvy ways to save money.

 

Timing

There are plenty of times throughout autumn and winter to take advantage of sales. The end of summer is a prime time to grabs from discounts on layers you want for the winter, the majority of companies use this period to do end of season sales and drive their sales up before the new quarter begins. You can also identify sale periods during the seasons, trying to do the majority of Christmas shopping during black Friday and the cyber weekend means you can save a lot of money on gifts.

 

Budget

Create a list of things you need and want, by doing this, you can point out want you buying prior to impulses on the day. The majority of people get sucked into black Friday with the idea that they will be saving money on their Christmas shopping, but end up spending more on their friends and family closer to the holiday too.

 

Vouchers

Obviously, there are times when you can’t wait for the significant sales periods. Rule 101 of online shopping is to hunt down voucher codes for extra discounts or free delivery options. Even if it’s just a £3 delivery saving, find a code on a discount site can be done within minutes and you won’t need to even sign up or deal with any hassle. It’s a technique to use that works on the majority of things from electricals to womens designer underwear, the key is to keep an eye out and wait for the right code to come up.

 

Shop Around

Whether you shop on the high street or online browsing multiple options for the product, you want really help when it comes to making a saving. It’s a little harder when it comes to clothes shopping, as items like womens sleepwear will probably look different when it comes to a drop in price. However, Christmas gifts and other essentials can make a significant impact when it comes to looking around for better deals

 

Savvy shopping only works if you’re aware of your budgets and aim you spend less of items that you originally wanted. It’s not to say that you can’t grab a bargain if you see one, but if you end up spending more on more items, it doesn’t really work out as saving money.

 … Read More..

Factors Before Determining How Much To Spend On Engagement Ring

Factors Before Determining How Much To Spend On Engagement Ring

 

The amount of money to spend on an engagement ring has for an extended period been an issue of debate. There are people with theories such as paying too much shows how much you value the relationship and others like low expenditure on engagement ring means you are mean and stuff like that. However, there is no definite answer to how much you should incur when buying an engagement ring. However, there are various factors that you need to put into considerations before deciding the amount to spend. 

 

  • Monthly Income 

The amount of money you get on a monthly basis is one of the primary determinants of the amount you will be willing to spend an engagement ring. If you have a high net monthly income, you can consider surprising your loved one by buying that perfect engagement ring from Paris beauty and wedding stores. Low-income earners should use a similar strategy and choose to buy something that is within their budget. 

 

  • Strike an Average 

It has been revealed through a research study that Americans spent $4,000 on average to buy engagement rings in 2012. Well, too much. This figure could have gone up due to the increasing purchasing power of consumers and others factors like inflation. You can consider spending the average figure. Choosing a middle figure will make it difficult for any person to judge you as mean or luxurious. 

 

  • Forget the Rules 

Some unwritten rules have formed on the minds of individuals like you are supposed to spend one month or three months’ salary and something like that. You should break these rules and make it a personal decision. Don’t let unjustified rules cloud your decision-making process. Consider it a private affair and spend the amount of money you are willing and able to pay. You should also not allow your emotions to influence you in decision making. 

 

  • Consider your Debt Levels 

You could be in a crisis trying to pay debts left, right, and center. Your mortgage, life insurance, car loan, and education loans could be draining your account dry. Make a sensible decision and incorporate these factors into your decision process. Prioritize on meeting immediate expenses such as car and mortgage loans. Failure to meet your loan obligations could lead to a loss of asset and the amount you have so far paid. You can always buy an expensive engagement ring later. 

 

  • Job Security 

If you have some reports that your organization will be laying over in the next few months, it’s time to save but not to spend. You don’t know whether you will be the first on the list of people who will be sent home. You should use this period to build financial stability that will enable you to spend some few months before securing another job.Read More..